Cibil score

First Sorry for not posting in the right place ( I guess) but anyway I need to know this information.. 

I am somebody who took educational loan from Indian Bank and paid it on time . Now I want to ask how do I make a credit report which shows that I successfully paid all the loan back to the bank ...And what else could I do to reflect that I successfully closed all the loan accounts which I opened and then further go for loan application.. Do I need to go to the same Bank or can I go to private bank like Icici ? 

Thanks in advance ....

 

 

Replies (2)

Hi, great article.
Unfortunately I am also a victim of low cibil score and was looking measures to improve it. Will try the above actions. Thanks. https://www.loankuber.com/content/cibil-score/common-cibil-report-problems-and-its-solutions/

A good credit score typically ranges between 700 and 750 and is crucial for securing favorable loan terms. Kotak Mahindra Bank, like other financial institutions, considers a credit score of 750 and above as excellent. Maintaining a good credit score with Kotak Mahindra Bank can lead to benefits such as lower interest rates on loans and credit cards, higher credit limits, and quicker loan approvals. To achieve and maintain a good credit score, ensure timely payment of bills, reduce outstanding debt, and regularly monitor your credit report for any discrepancies.
 

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
19 September 2026
Finance Manager

Mugdha Art Studio

Hyderabad

CA

View Details
Company
12 October 2026
AUDIT , ACCOUNTS AND TAXATION

KDSS

New Delhi

B.Com

View Details
Company
08 October 2026
Account Executive

Elite Taxation

New Delhi

CA Foundation

View Details
Company
30 September 2026
Senior Accountant

Codeboard Technology

Chennai

B.Com

View Details
Company
22 September 2026
Account Assistant

Chirag P Shah & Co. Chartered Accountant

Pune

B.Com

View Details
Company
ARTICLESHIP 07 October 2026
Article Trainee/ CMA Trainee

RMA And Associates LLP

New Delhi

CA Inter

View Details
Company
15 September 2026
Client-site CA associate

Aditya Muley and Co

Mumbai

CA

View Details
Company
13 October 2026
Accountant

Zerdi & Co. Chartered Accountants

Pune

B.Com

View Details