No, it was a loan of Rs 20 lakh along with salary. whether the tds may be refunded after filling itr 2 as the itr1 has already been filled in the last three consecutive years.
If an individual receiving the money has not filed income tax return for all the three years, for which the time limit of filing return of income under Section 139(1) has expired, immediately preceding the year, then the TDS is 2% on the cash payments/withdrawals of more than Rs 20 lakh and up to Rs 1 crore, and 5% for withdrawal exceeding Rs 1 crore. (Amendment w.e.f 01.07.2020)