Initimation on AIS

The assessee should respond to the intimation from the IT department by filing a revised AIS response or submitting a detailed expanation with supporting documents.

1. Check AIS details: Verify the property transaction entry in AIS and choose the appropriate option - accept, partially accept, or deny.
2. File a response: If the transaction is denied or partially accepted, submit a detailed explanation about the jont ownerhip and source of funds for the property purchase.
3. Submit evidence: Provide documents like the property deed, joint ownership agreement, and proof of husband's primary income or funding for the property.
4. Address income mismatch: Explain the assessee's low taxable income and clarify that the property value alloction in AIS does't reflect actual income.

There is no place in AIS to give detailed explanation. Where to give all this.

If property payment is WHOLLY by husband only....and since husband has only included name in purchase agreement of wife ( though wife has not contributed any amount)

   THEN

U will have to go to AIS of wife and 

       IN FEED BACK option in AIS of wife give reasons from options available in feedback

( In your case belongs to other person  and fill reasons...relation....& Pan

This has happened because registar has reported  in AIS High value transaction as per names and not as per payment

Also adviced....approach  C.A...show your AIS and husbands AIS  who will guide and help you to give feedback 

It is highly adviced to give correct feedback in time to avoide unnecessary possibility of scruitiny

To resolve an AIS income mismatch where a spouse is listed as a joint property owner without making financial contributions, submit feedback in the wife's AIS portal designating the transaction as belonging to the other person (husband) with his PAN, and preserve the sale deed and bank statements proving the husband funded the entire purchase.

A property purchase appearing in AIS is a reported transaction, not by itself taxable income. The 50% allocation may reflect joint ownership; it does not establish that the assessee paid 50% of the consideration. Check the notice/intimation’s issuing section, response deadline and reporting source, then reconcile the deed, payment trail and funding: whether the husband paid the full consideration, the assessee contributed, or funds were gifted/transferred. A genuine gift from a spouse is generally not taxable as a gift, though income later arising from the transferred asset may be subject to clubbing provisions.

In AIS, choose the response that accurately describes the reported information—do not deny a correct purchase merely because the assessee has little income. If the transaction is correctly reported but the amount or allocation is inaccurate, use the closest applicable partial-acceptance option and submit the supporting explanation through the notice’s response facility, if available. AIS feedback may not provide space for a full narrative; respond separately through the channel specified in the notice, attaching the deed and payment/funding evidence. The exact response route depends on the notice type.

Documenting the source of funds and matching the AIS response with the notice reply are key parts of closing this transaction query. Manual reconciliation of deeds, bank entries and tax records is difficult; automation can reduce repetitive work while professional judgment remains in control. At Jir AI, our 2,000+ AI agents and 650+ integrations streamline GST, ITR, TDS, TCS and other compliance workflows, helping reduce manual workload by up to 70%. For a practical walkthrough, connect with us on WhatsApp https://wa.me/message/3HVOZ7HIY4ESC1.