Cenvat credit of service tax on loan processing fees?

Dear All,

Kindly advice on this piece of querry,

A manufacturing concern has applied for a loan from Bank. The bank as usual charges service tax on Loan processing fees and also on bank charges and OD/CC charges.

So my querry is simple, whether the manufacturing concern will be allowed credit of Service tax on these loan processing fees and the Bank charges or OD/CC charges?

Also will your answer change if the manufacturing concern is also registered for Service tax and is paying service tax on regular basis as well as on reverse charge basis?