Festive Savings Are Here. Get 10% OFF on All CCI Pro Plans. Subscribe Now!

Capital Gains for Segregated Portfolio

447 views

Save Share

J S BHAVSAR

CONSULTING

1015 Points Posted on 13 August 2021

In the last 2 or 3 yrs, there have been significant defaults in debt funds. Mutual funds then created segregated portfolios for such units proportion to the initial investment in the Folio.

Three credit amounts were received in the FY 2021-21 from segregated portfolios. The Purchase NAV of such units shows 0.

How to calculate the correct and exact Capital Gains for such segregated portfolio units?

Replies (1)

Aashok Kumar Sharma

Finance/Compliance Consultant

73279 Points Posted on 03 July 2026

Summary Checklist for Calculation

Find the Cost Allocation: Look for the "Segregation Letter" or "Account Statement" from your AMC to find the ratio used to split the cost from your original investment.
Determine Date of Purchase: Use the date you originally purchased the units in the main portfolio.
Calculate Gains: Subtract the allocated cost from the redemption proceeds.
Check Tax Status: Apply the tax rate based on whether your total holding period qualifies as STCG or LTCG and the date of your initial investment.