Can we take GST inupt credit on Car Insurance premium. 

yes....... absolutely...... 

No, ITC is not allowed on insurance premium as they relate to motor vehicles.

You can claim ITC on motor car expenses(incl. car insurance premium) only if you are engage in 1. Further supply of motor car 2. Providing Training as to Driving of car

If u are not a trader/ dealer of motor car or u are not in the service of motor driving classes, then u cannot claim input on motor cars. further since input on motor car used for business , other than the two mentioned above , is not available therefore input repairs , insurance service etc related to that motor car also not available to be utilised.

Provided it's not blocked under sec 17(5).
the car is used for furtherance of business.

https://www.caclubindia.com/articles/sec-17-blocked-credit-under-gst-46741.asp

 

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