Can I claim HRA if I don’t live with my grandparents?

This discussion explores the possibility of claiming House Rent Allowance (HRA) by creating a rental agreement with grandparents, even if you don't reside with them. While technically possible if your employer permits remote work from any city, it's advised to approach this with caution. Tax authorities are increasingly scrutinising HRA claims, and engaging in potentially unethical practices could lead to significant penalties. Consider alternative tax-saving strategies like investments instead.