Bank's business loan info required

dont assume that u will have difficulties in taking a new loan considering ur education loan as the only basis.

cibil report is just one requirement. if u are consistantly paying off ur EMI's then ur score would be acceptable to bank..

actually the score in cibil ranges b/w 300-900, the more your score is near to 900, the better it is.

and moreover, if u provide sufficient collateral to the bank, then there will be hardly any grounds on the basis of which bank deny u the grant of loan.

consult different banks after analyzing their policies in this regard.

As you have already mentioned that you are paying your educational loan EMI consistently, that means your cibil score must be good. But on the other you have already living up with educationnal loan & now seeking fo business loan which is hard to get in your case. Forget about filling your application loan at banks, they will reject instant. You can try contacting fintech companies like Lendingkart Group which might be there any chance of getting business loan. All the best !!