About 15 G

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if total intrest income is below 4 lakh (no bank FD intrest) and not any other income so form 15G can be issued
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If total interest is below 4 lakh . it is above threshold.

Form 15G is a declaration that can be filled out by bank fixed deposit holders (individuals less than 60 years of age and HUF) to ensure that no TDS (tax deduction at source) is deducted from their interest income for the fiscal. 

You are an individual or a person other than a company or a firm. You must be a resident Indian for the applicable Financial Year. Your age should be 60 years or less than. Tax liability calculated on the total taxable income for the Financial year is zero.

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