Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025
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This document, titled the Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025, outlines new regulations concerning charges for early loan repayments. It details specific rules for different types of loans and financial institutions, aiming to standardise practices and reduce customer grievances. The directions are applicable to loans sanctioned or renewed from January 1, 2026, and are useful for borrowers and financial entities alike.
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