This document outlines relaxations in the timelines for submitting regulatory returns, as per RBI Circular RBI/2019-20/228. It applies to all Scheduled Commercial Banks, Payment Banks, Local Area Banks, All India Financial Institutions, and Co-operative Banks. The circular allows a delay of up to 30 days for most returns, with a specific extension until June 30, 2020, for certain submissions. However, statutory returns remain unaffected. This information is crucial for compliance departments within these financial entities.