Hello, 

• A  Chartered Accountant & Company Secretary with 2 years of pre-qualification experience in the Government Department in AG office, Rajkot and 3.5 years of post-qualification experience in Audit Department  IDBI Bank.

• Audit experience of large manufacturing corporates of reputed TATA, Aditya Birla, Essar, Welspun groups, etc. among many other listed and non-listed companies which are financed by IDBI Bank by way of undertaking Corporate/Credit audits.

• Have skills in analysis of Balance-Sheet, P&L A/c, Cash Flow statement, Ratio Analysis, CMA data (Maximum Permissible Bank Finance calculation), CARO 2015 in Project Finance – Appraisal & Follow-up for Term-loans and Assessment of Working Capital Finance.

• Having deep interest & knowledge of parameters of Indian economy like GDP, Inflation, Fiscal Deficit, Current Account Deficit, FDI norms, Labour laws, Ease of Doing Business, exchange rate amongst others.

• Possess profound knowledge of Statutory, Concurrent and Internal Audits and Filing appeals before Income Tax Authorities.

• Worked in AG Office, Rajkot as an Auditor from May 2005 to August 2007.

• Post-Qualification Experience:-

I am working in IDBI Bank as an Assistant Manager since 2011. Presently, I am posted in Audit Department (West-I Zone) in Bandra Kurla Complex in Mumbai to conduct the Corporate and Credit Audits of large corporates in Mumbai & Pune Regions.  My overall work experience in the bank is as under:-

1. Have proficient knowledge in Corporate/Credit Audits of cases of Corporate Banking Group & Infrastructure Banking Group and visited various places in India like Mumbai, Pune, New Delhi, Ahmedabad, New Delhi etc. for conducting audit assignments.

1.  Other audit assignments include Treasury Audit, Trade Finance Audit, Retail Branch Audits, Retail Asset Centre Audit, Regional Processing Unit Audit, etc.

Pre-Qualification Experience:-

A. Audit:-

1. Have conducted Branch Statutory Audits of various branches of UCO Bank and Saurashtra Gramin Bank.Have conducted Concurrent Audits of ICICI Bank and Kotak Mahindra Bank at Rajkot branches.Having done Statutory Audits of many big units, firms, companies and charitable trusts in Rajkot.
2. Income-Tax:-In Income – Tax,  have filed the IT returns of all clients viz., Individuals, Sole Proprietorships, Partnership firms, Companies, Charitable Trusts, etc. and TDS returns for all classes of deductees.Based on Assessment Order, have also filed Appeals to Commissioner (Appeals) and Appeals to Appellate Tribunal.