UPS Option Deadline Nears: Govt Urges NPS Subscribers to Apply by 30th Nov 2025

Last updated: 27 November 2025


Quick Summary
Central Government employees eligible for the Unified Pension Scheme (UPS) must submit their application by 30th November 2025. Applications can be made online via the CRA system or by submitting a physical form to their Nodal Office. The UPS offers benefits such as tax exemptions and improved retirement provisions, with the added flexibility to switch back to NPS later.

Eligible Employees and NPS subscribers can submit requests to nodal officers till 30.11.25 through the CRA system or via physical application The Ministry of Finance, Government of India, had notified the Unified Pension Scheme (UPS) for eligible Central Government employees vide Notification F.
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FAQ :

The deadline for eligible employees and past retirees under NPS to opt for UPS is 30th November 2025.

You can submit your UPS request online through the CRA system or by submitting a duly filled physical application form to your respective Nodal Office.

Eligible Central Government employees and past retirees under NPS are eligible to apply for the UPS.

Key benefits include a switch option, tax exemptions, resignation benefits, compulsory retirement benefits, and more.

Yes, by opting for UPS, employees retain the flexibility to switch back to NPS at a later date if they choose.




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Finance news reporter covering taxation, GST, income tax, business compliance, and economy updates. I simplify complex financial topics into easy-to-understand articles for professionals, taxpayers, and business owners on leading finance and tax platforms.

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