UPS Option Deadline Nears: Govt Urges NPS Subscribers to Apply by 30th Nov 2025



Quick Summary
Central Government employees eligible for the Unified Pension Scheme (UPS) must submit their application by 30th November 2025. Applications can be made online via the CRA system or by submitting a physical form to their Nodal Office. The UPS offers benefits such as tax exemptions and improved retirement provisions, with the added flexibility to switch back to NPS later.

Eligible Employees and NPS subscribers can submit requests to nodal officers till 30.11.25 through the CRA system or via physical application

UPS Option Deadline: Apply by 30th Nov 2025

The Ministry of Finance, Government of India, had notified the Unified Pension Scheme (UPS) for eligible Central Government employees vide Notification F. No. FX-1/3/2024-PR dated 24.01.2025.

As the deadline to exercise the option to switch to UPS approaches, all concerned NPS subscribers are informed that they may:

1. Submit their UPS request online through the CRA system; or

2. Submit a duly filled physical application form to their respective Nodal Office on or before 30.11.2025.

The Nodal Offices will process all requests in accordance with the prescribed procedure.

Key benefits under UPS include the switch option, tax exemptions, resignation and compulsory retirement benefits and many more. All eligible employees and past retirees of the Central Government under NPS are urged to submit their UPS requests on time to avail these benefits.

By opting for UPS, employees retain the flexibility to switch back to NPS at a later date, should they choose to exercise it.

Note: The last date for eligible employees and past retirees under NPS to opt for UPS is 30.11.2025.

FAQ :

The deadline for eligible employees and past retirees under NPS to opt for UPS is 30th November 2025.

You can submit your UPS request online through the CRA system or by submitting a duly filled physical application form to your respective Nodal Office.

Eligible Central Government employees and past retirees under NPS are eligible to apply for the UPS.

Key benefits include a switch option, tax exemptions, resignation benefits, compulsory retirement benefits, and more.

Yes, by opting for UPS, employees retain the flexibility to switch back to NPS at a later date if they choose.




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