Retired Central Govt Employees Can Now Claim Extra Pension Benefits Under UPS



Quick Summary
Retired Central Government employees who subscribed to the National Pension System (NPS) and completed at least 10 years of service before 31st March 2025 can now claim additional benefits under the Unified Pension Scheme (UPS). These benefits are on top of existing NPS entitlements and include a one-time lump sum payment, a monthly top-up amount, and arrears with simple interest. Applications can be submitted either physically by visiting the Drawing and Disbursing Officer (DDO) or online via the NPSCRA website, with a deadline of 30th June 2025.

Retired Central Government NPS Subscribers with minimum 10 years of qualifying service can claim additional benefits under Unified Pension Scheme (UPS) UPS benefits will be over and above the already claimed NPS benefits The Central government NPS subscribers who retired on or before 31/03/2025 with minimum 10 years of qualifying service or their legally wedded spouse can claim the followingadditional benefitsunder Unified Pension Scheme (UPS),over and abovethe NPS benefits already claimed:
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FAQ :

Retired Central Government NPS subscribers who retired on or before 31st March 2025 with a minimum of 10 years of qualifying service, or their legally wedded spouse, are eligible.

Eligible individuals can claim a one-time lump sum payment, a monthly top-up amount calculated based on specific formulas, and arrears with simple interest at PPF rates.

Yes, the UPS benefits are over and above the NPS benefits already claimed by the subscribers.

Benefits can be claimed either physically by visiting the DDO and submitting the relevant form (B2 for subscriber, B4/B6 for spouse) or online through the NPSCRA website.

The deadline to claim these benefits is 30th June 2025.

Application forms can be downloaded from www.npscra.nsdl.co.in/ups.php. For further details, you can join a webinar at https://www.pfrda.org.in/index1.cshtml?lsid=546 or contact the UPS Help Desk toll-free at 18005712930.




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