Quick Summary
Retired Central Government NPS Subscribers with minimum 10 years of qualifying service can claim additional benefits under Unified Pension Scheme (UPS)
UPS benefits will be over and above the already claimed NPS benefits
The Central government NPS subscribers who retired on or before 31/03/2025 with minimum 10 years of qualifying service or their legally wedded spouse can claim the following additional benefits under Unified Pension Scheme (UPS), over and above the NPS benefits already claimed:
- Lumpsum payment (one time) one-tenth of last drawn basic pay and dearness allowance thereon, for each completed six months of qualifying service.
- Monthly Top-up amount is calculated based on admissible UPS payout + Dearness relief (DR) minus representative annuity amount under NPS.
- Arrears with simple interest as per applicable PPF rates.
The UPS benefits can be claimed through the following modes:
- Physical mode- By visiting the DDO & submitting the Form (B2- for subscriber & B4/B6 – for the legally wedded spouse). The form can be downloaded from the following- www.npscra.nsdl.co.in/ups.php
- Online mode- Visit www.npscra.nsdl.co.in/ups.php to fill the online form.
- Last date to claim the benefits: 30th June 2025.
For more details: Join the webinar @ https://www.pfrda.org.in/index1.cshtml?lsid=546
UPS Help Desk (toll-free) Number -18005712930
FAQ :
Retired Central Government NPS subscribers who retired on or before 31st March 2025 with a minimum of 10 years of qualifying service, or their legally wedded spouse, are eligible.
Eligible individuals can claim a one-time lump sum payment, a monthly top-up amount calculated based on specific formulas, and arrears with simple interest at PPF rates.
Yes, the UPS benefits are over and above the NPS benefits already claimed by the subscribers.
Benefits can be claimed either physically by visiting the DDO and submitting the relevant form (B2 for subscriber, B4/B6 for spouse) or online through the NPSCRA website.
The deadline to claim these benefits is 30th June 2025.
Application forms can be downloaded from www.npscra.nsdl.co.in/ups.php. For further details, you can join a webinar at https://www.pfrda.org.in/index1.cshtml?lsid=546 or contact the UPS Help Desk toll-free at 18005712930.
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