The Pradhan Mantri Jan Dhan Yojana (PMJDY), India's national mission for financial inclusion, has successfully completed eight years. Since its inception, the scheme has brought over 46.25 crore beneficiaries into the formal banking system, with deposits totalling Rs. 1,73,954 crore. The initiative has significantly empowered marginalised sections, with 56% of account holders being women and a majority of accounts located in rural and semi-urban areas, laying a strong foundation for inclusive economic growth.
Pradhan Mantri Jan Dhan Yojana (PMJDY) - National Mission for Financial Inclusion, completes eight years of successful implementation
More than 46.25 crore beneficiaries banked under PMJDY since inception, amounting to Rs. 1,73,954 crore
FM Smt. Nirmala Sitharaman: Financial inclusion is a major step towards inclusive growth which ensures overall economic development of marginalised sections of society
PMJDY has become the foundation stone for the governments people-centric economic ini
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FAQ :
PMJDY is a National Mission for Financial Inclusion aimed at ensuring access to financial services like banking, savings, credit, insurance, and pension in an affordable manner.
As of August 10, 2022, over 46.25 crore beneficiaries have been banked under the PMJDY scheme.
The total deposit balance in PMJDY accounts stands at Rs. 1,73,954 crore.
As of August 10, 2022, 55.59% of Jan Dhan account holders are women.
Approximately 31.94 crore RuPay cards have been issued to PMJDY account holders.
Around 5.4 crore PMJDY account holders received direct benefit transfer from the Government under various schemes in June 2022.