PFRDA Extends One-Time Option for Central Govt Employees to Opt for UPS

Last updated: 17 September 2025

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The Pension Fund Regulatory and Development Authority (PFRDA) has extended a one-time option for central government employees. Those who joined between 1st April 2025 and 31st August 2025 and are currently enrolled in the National Pension System (NPS) can now choose to migrate to the Unified Pension Scheme (UPS). This decision allows these employees to make an informed choice about their retirement planning.

PFRDA Extends One-time option for Central Government employees (who Joined services between 01.04.2025 and 31.08.2025) to opt for Unified Pension Scheme (UPS)

The Unified Pension Scheme (UPS) for eligible Central Government employees was notified by the Ministry of Finance, Government of India, vide Notification No. F. No. FX-1/3/2024 PR dated 24.01.2025.

Central Govt Employees: One-Time Option for Unified Pension Scheme

In light of the recent clarifications and developments in the scheme, the Central Government has now decided to extend a one-time option to Central Government employees who joined services on or after 01.04.2025 and up to 31.08.2025, and who have opted for National Pension System, to migrate to the Unified Pension Scheme.

This option may be exercised on or before 30.09.2025, in alignment with the cut-off date already prescribed for other eligible categories under UPS.

This initiative aims to provide informed choice to Central Government employees in planning their post-retirement financial security. By opting for UPS, the employees retain their choice for switch to NPS at a later date.

Note: The last date for eligible employees and past retirees under NPS to opt for UPS is September 30, 2025.

FAQ :

Central Government employees who joined services on or after 01.04.2025 and up to 31.08.2025, and who have opted for the National Pension System (NPS), are eligible.

The option must be exercised on or before 30.09.2025.

The Unified Pension Scheme (UPS) is a scheme notified by the Ministry of Finance for eligible Central Government employees.

Yes, by opting for UPS, employees retain their choice to switch back to NPS at a later date.

Yes, the cut-off date for other eligible categories under UPS is also September 30, 2025.

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