SC: Parties cannot rely upon the definitions of terrorism in penal statutes since the Exclusion Clause contains an exhaustive definition

Last updated: 07 June 2022

Save Share

Quick Summary

The Supreme Court has ruled that insurance companies cannot rely on definitions of 'terrorism' found in penal statutes when applying an exclusion clause in a policy. Instead, they must adhere strictly to the definition provided within the policy's exclusion clause itself, which is considered exhaustive. The court found that the insurance company had wrongly repudiated a claim by using an external definition of terrorism, and ordered the case to be reheard.

Court :
Supreme Court of India

Brief :
Supreme Court of India was dealing with the petition filed under Section 23 of the Consumer Protection Act, 1986. The appellant has challenged the judgment and order dated 18th October 2016 of the National Consumer Disputes Redressal Commission. By the said Judgment, the Commission dismissed the Consumer Complaint filed by the appellant.

Citation :
CIVIL APPEAL NO.10671 of 2016

Daily Limit Reached

You have reached your daily limit of 2 Free Judgements

Subscribe to CCI PRO for unlimited access

Why Upgrade to CCI PRO?

No Ads
WhatsApp Community
Daily E-Newsletter
Unlimited Judgements Access
Profile Visitors
Link Social Profiles
Featured Job Posts
Pro Badge
Expert GST Guidance
Unlimited Forum Replies
Download Content in PDF

1 Year PLAN - Rs.~~1999~~

1799

(Excl. of GST ₹323)

2 Years PLAN - Rs.~~3499~~

3149

(Excl. of GST ₹566)

BEST VALUE

3 Years PLAN - Rs.~~4999~~

4499

(Excl. of GST ₹809)

View all CCI PRO benefits

Already a PRO member? Login here for an ad-free experience. 07941056694

282 Views Comment Share Corporate Law Report

Judgement posted by

FCS Deepak Pratap Singh

Associate Vice President - Secretarial & Compliance (SBI General Insurance Co. Ltd.)

Dear Friends, MyselfFCSDeepak P. Singh ( B.Sc.. LLB, FCS. FIII, CIAFP, CRMP, ID) , A Fellow Member of ICSI, Law Graduate ,Fellow Member of Insurance Institute of India, Certified Independent Director ,Certified Insurance Anti Fraud Professional , Certified Risk Governance Professional ( ICSI-III) and cleared Limited I ... Read more

View Judgements

Comments