Whether ca needs to give certification or audit report?

Suppose, a person (sole propreitor) runs a business and his turnover is about 80 Lakhs. When he goes to bank for applying for loan, the bank asked to get his accounts certified by a CA.

Now the question is, in this case what a CA has to do? Whether he has to issue AUDIT REPORT just like audit report is given in case of statutory audit of company? or he has to certify the P&L, Balance Sheet just affixing his stamp & signature?