What is pre-emi loan or plan while purchasing flat

That interest amount is taxable, declare it u/h. IFOS.

Thank you sir 

Can you give details about pre emi plan ( i.e what's it etc.

While booking an apartment, builder offers some freebies. One such is pre EMI facility. In this case builder offers to pay all the home loan EMIs on behalf of customer to Bank, till he gives possession of the apartment to the customer. After possession the customer pays home loan EMIs as usual.

Thank you sir for your reply 

You are welcome.