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What is CIBIL and CRISIL?

09 July 2010

Hello everyone,
I just want to know what is crisil and cibil. Can any ony put some light on this. What i know is just that CRISIL is credit rating agency and not more about this.

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4 Replies

Sids (ARTICLESHIP) (181 Points)
Replied 17 July 2010

For CRISIL follow this link.

https://www.crisil.com/about-crisil/about-crisil.htm

Sids (ARTICLESHIP) (181 Points)
Replied 17 July 2010

For CIBIL

https://www.cibil.com/overviewin.htm

edwardraj (ACCOUNTS MANAGER) (34 Points)
Replied 09 December 2013

WILL HUSBAND's CIBIL SCORES WILL AFFECT WIFE'S LOAN APPLICATION PROCESS [ INCASE OF HUSBAND IS NOT A CO-APPLICANT] anybody help me to know? Read more at: /forum/cibil-273472.asp#.UqVphdJDtJM

Shailendra Kumar (2 Points)
Replied 04 September 2019

Hi Guys, CRISIL is a rating company and its primary aim is to provide the rating quality of debentures, bonds, deposits etc. while CIBIL is a credit information company and its primary aim is to collect the information on all the loans availed by a particular individual from across all banks and assign a Credit Score based on how regular (or irregular) that person is in making payment of his/her loan interest and installments.

Hope, You're satisfied by the given answer.