Hi

I am filing ITR4 under 44ADA section. I don't have any salary income.

For 2025-2026 FY my gross income is 36Lakhs and the presumptive income is 18Lakhs. I calculated my tax using the IT website and it shows the tax is Rs. 166400.

I have closed my home loan in Oct 2025. 

On the clear tax portal under this page, https://cleartax.in/s/section-44ada it shows the following:

Can 80C deduction be claimed under section 44ADA?
Despite opting for presumptive scheme under section 44ADA, taxpayer can claim section 80 tax saving deductions and investments.
 
Are there any deductions like 80C, 80D, 80E, 80 TTA, 24B etc, where I can claim to reduce the tax under 44ADA?
 
Thanks
Raj