26 Points
Joined June 2017
Only one change is there,
The loan-to-value (LTV) ratio for loans between Rs 30 lakh and Rs 75 lakh is increased to 80% from the existing 75% and the risk weights in this category have been reduced to 35% from the existing 50%. For loans above Rs 75 lakh, the risk weights have been reduced to 50% from the existing 75%. Standard asset provision for all individual home loans is kept at 0.25%