Utilisation of funds got after sale of land

Shine (Mechanical ) (215 Points)

19 July 2022  
I sold my ancestral property and the funds were put in a bank.(capital gain account )
I am going to construct a house
Now the bank manager tells me that I cannot withdraw funds by means of ATM for constructing my house.

He says that i can withdraw only by demand draft in favour of my builder

Is he trying to fool me?