BANK ACCOUNT

Imagine there is a bank, which credits your account each morning with Rs 86,400, carries over no balance from day to  day, allows you to keep no cash balance, and every evening cancels whatever part of the amount you had failed to use  during the day. What would you do? Draw  out every pence, of course!

  Well, everyone has such a bank. Its name is Time. Every morning, it credits you with 86,400 seconds. Every night it  writes off, as lost, whatever of this you have  failed to invest to good purpose. It  carries over no balance. It allows no  overdraft. Each day it opens a new account for you. Each night it burns the records of the day. If you fail to  use the day's  deposits, the loss is yours. There is no going back. There is no drawing against the "tomorrow." Therefore, there is never not enough time or too much time. Time management is decided by us alone  and nobody else. It is never the case of us  not having enough time to do things, but the case of whether we want to do it. "A good character is the best tombstone. Those who loved you and were helped by you will remember you when forget-me-nots have withered. Carve  your name on hearts, not on marble."