Transfer of home loan amount in parents account

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I have applied for housing loan, and I got 13 lack from financial institution. Instead of keeping such huge amount in single account, I decided to transfer it to my mom, dad and younery brother account as 5, 5 and 3 lack. My mom dad neither have pan nor they file ITR. my younger brother and I file ITR regularly. We both as salaried person. Is there any problem to transfer amount to these accounts from tax point of view?

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I think nothing to worry about online transfer of fund, for safer side keep record like promisory note.  

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