Taxability (gift, FD, Int)

shreya vora (69 Points)

01 April 2022  
Every month Husband trfs 30k into wife's acc.
and wife invests that money into FD.

now what will be the taxability???

n what about sec 64 ?

Can I show this transaction as
1. gift rced from husband : exempt for wife
2. int income from FD : ???
(taxable for wife? or sec 64 gets attracted??? )