Subsidy and Scheme based Loans

There are loads of them here: https://www.standupmitra.in/Home/SubsidySchemesForAll

take the loan, compare the market rate and use it a discount factor to discount subsidy interest rate total outflows and that becomes your government grant. I’m tempted to take these loans but no market to sell. Subsidy loans= could be dangerous as these can lead to bankruptcy. 

The game is not working on android devices