source of home loan

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Manager- Finance & corporate a
42 Points Posted on 13 September 2007

dear sir,

i am.  planning to by flat. and i am trying to source 25 lakha loan amount from icici, hdfc etc.

Hdfc rate of interest of 11 % pa for 20 years loan tenure is lowest as on date.

i want suggestion on following issue:

can i get home loan below 11 % interest ?

is it floating or fixed interest rate is better option.?

with regards

dinesh

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On 13 September 2007 at 10:29 Report
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Chartered Accountant
249 Points Posted on 13 September 2007
u got the lowest rate. cause all the others have high interest rate. at present u must go for floating and after 3-5 years just review the interest rate of floating and fixed at that time it will be good decission to switch over. as the inflation is coming down hence i think the interest rate will also come down.
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On 13 September 2007 at 10:34
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Sr. Manager- Credit
285 Points Posted on 13 September 2007
The Government banks ay offer you lessor rate at present also. SBI, UTI and Bank of Punjab may offer you less. PLoating rate is good option.
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On 13 September 2007 at 16:30
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2371 Points Posted on 18 September 2007
You can try LIC HOUSING FINANCE.
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On 18 September 2007 at 12:44

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