Should you prepay your home loan or make new investments?

By Akash Soni

Invest or repay? This is a question that never has an off-season. Here’s an example. A reader mailed me, saying that he has a housing loan on which he is paying an interest of 11% a year. There’s no problem—he is able to pay the EMI comfortably out of his income. However, he now finds that he also has some cash accumulated which he can invest. He wanted to know what was the better option: Repay some of his housing loan before schedule, or invest the m ..