Refund of ITR not credit

Refund intimation for thr AY 2020-21 has been received from IT department but the refund has not yet been credited. Could you explain how to process the case?
Replies (2)
Quick Summary
If you've received an Income Tax Return (ITR) refund intimation but the money hasn't appeared in your account, don't worry. The refund might have been adjusted against an earlier tax demand under section 245. It's also worth double-checking that your bank account details are correct. If the issue persists after a few more days, further investigation may be required.

You may wait for some more days .

Just check any pending demand of any earlier years then refund might have been adjusted against such demand under 245.

Check your bank account details.
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