Please help in tds

You can give donation u/s 80G

She can further claim transport allowance & further she can increase her HRA

, mediclaim policy if any, as said earlier donations under 80g, childrens education fee, ask her to claim the conveyance alowance at 9600Rs,

take nsc bonds for 20000,of ppf .good investment and easy too

when taking salary certi. u clame convayance allowance and u invest in madeclame,lic, mutulfund or take nsc