NRI - GST Life Insurance Premium Refund

This discussion explores whether Non-Resident Indians (NRIs) can claim a Goods and Services Tax (GST) refund on life insurance premiums paid from an Indian bank account. The consensus is that NRIs cannot claim a GST refund on life insurance premiums. This is because GST refunds are generally applicable only to zero-rated supplies like exports or supplies from Special Economic Zones (SEZs), and are typically claimed by the supplier, not the recipient.