Medical Expenses U/s 80D

My parents are senior citizens. Last year my father had an eye operation. He don't have any medical insurance. Can I avail deduction under 80d for the operation expenses I incurred?

Kuruvilla
Replies (4)
Quick Summary
You can claim tax deductions for medical expenses incurred on your parents, especially if they are senior citizens, under Section 80D of the Income Tax Act. The deduction is capped at £50,000 for senior citizens. Importantly, this deduction is available even if your parents do not have their own medical insurance, provided you meet certain declaration requirements with your employer.

If you have a medical insurance then you are eligible to claim deduction under section 80D against your parents'operation expenses upto Rs. 50000 for parents aged more than 60 years.
Originally posted by : Kuruvilla Sabu
My parents are senior citizens. Last year my father had an eye operation. He don't have any medical insurance. Can I avail deduction under 80d for the operation expenses I incurred?Kuruvilla

 The whole of the amount paid on account of medical expenditure incurred on the health of any parent of the assessee, as does not exceed in the aggregate fifty thousand rupees:

Two pertinent points:
1. Have u declared in your company data sheet..
that your parents are dependant?
2. your entire medical expenses subject to a max. of Rs.50000.
As per sec 80D
clause[d] the amount paid on account of medical expenditure incurred on the health of any parent of the assessee, as does not exceed in the aggregate 50000/-

Provided that the amount referred clause [d] is paid in respect senior citizen and no amount has been paid to effect or to keep in force an insurance on the health of such person

Soo you can claim medical expenses upto
Rs.50000

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
30 September 2026
Senior Accounts Executive

Codeboard Technology

Chennai

MBA

View Details
Company
ARTICLESHIP 07 October 2026
Article assistant

S.K.Bajpai & Co.

Noida

B.Com

View Details
Company
19 October 2026
Accountants/Articles (Freshers/Experienced)

ADY & CO.

New Delhi

Graduate (Any)

View Details
Company
07 October 2026
Senior Account Manager

Amplio Invest

Mumbai

M.Com

View Details
Company
19 October 2026
Accountant

Jari Saree Center

New Delhi

Others

View Details
Company
05 October 2026
Senior Accountant

Vision IT Peripherals Pvt Ltd

Mumbai

B.Com

View Details
Company
14 October 2026
Asst. Manager/Dy Manager (Costing)

manufacturing

Pune

CMA

View Details
Company
ARTICLESHIP 30 September 2026
CA Article Assistant

CA Suraj Garg & Associates

New Delhi

CA Final

View Details