Loan on parents property and hra

Hi,

I know that there are many "HRA + home loan" related queries have been asked before in this forum.

But I think my case is slightly different.

1) I live in Pune with my parents in a house owned by father.

2) Few years ago I took a home loan of 20L to renew that home (actually to add 1 more floor)

3) My father is applicant and I am co-applicant in that loan. My father doesn't earn.

4) I am claiming the interest paid for HL 

Can I still pay rent to my father and claim HRA?

Thanks.

Replies (2)
No, this is not right practice.

If the house is not owned by you, the housing interest paid will be disallowed.

If the house is owned by you, HRA will be disallowed.

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