Investments
hello....Kindly guide me where to invest safely so as to get a higher return....the person is a private salaried employee....He gives coaching in a private institute and gets salary....
Replies (19)
go for PLI scheme by post office or high return
What is pli scheme sir???
Postal linked Insurance. pehaps.
However, for greater returns, Consider Debenture of Blue chip organisation, Debt Mutual Fund, Equity Mutual Fund, Gold, Blue chip Shares , Fixed deposit . land, and spread your investment over all the options as per your need.
Dont put your all eggs in same basket.
How to proceed further in order to invest in this scheme g????
What is the procedure to invest in these different schemes g??...... n what about investing huge amount in ppf....??..is that will be beneficial or not g??????
Before investing anywhere consider his risk bearing capacity and park funds smartly in FD'S, SIP'S, LIQUID BEES, LIC, STOCKS ETC.
In my opinion please suggest him to invest atleast 25-50% fund in equity market and stay invested for atleast 3 years to get maximum returns.
Before investing consider his risk appetite ,age ,goals & time frame.
It is better to invest in equity mutual fund if his investment horizon is more than 5years.it is the best investment product than others. Also invest in PPF currently giving 8.7%tax free interest .
Don't invest in insurance schemes giving 6-7%.insurance is not an investment.
Only take online term insurance plans.
There are 2 schemes Postal life insurance available. 1st is only for government employees or employees of PSU. hence private company employee not able to get first. 2nd is for all but the insured must stay in village.
For higher return, go for mutual funds but there is high risk.
There are following options
1. ppf
2. Equity linked mutual fund
3. ulips
There are 2 schemes Postal life insurance available. 1st is only for government employees or employees of PSU. hence private company employee not able to get first. 2nd is for all but the insured must stay in village.
For higher return, go for mutual funds but there is high risk.
There are following options
1. ppf
2. Equity linked mutual fund
3. ulips
Thankew alll alotttttt alottttttttt. ..:-))))))))
What's d tax benefits for equity linked mutual funds g????
Long term capital gain is exempt on Equity linked MFs i.e., if you sell it after 1 year then NO TAX! Dividend is also exempt!
Kkk..thankew g....tell me 1 thing more g....if 100000 is to be invested then how much amount should be contributed to ppf n what amount should be invested in mutual funds???
First you decide the time horizon, bcoz both are long term products.
PPF will mature after 15years and if you have a time frame of more than 5years then you consider equity or balanced mutual funds.And also monitor the performances of MFs quartly. So start an SIP of 30-40% in MF.
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