I have purchased a residential flat which is unofficially in ready to move condition in a complex comprising of total 6 Blocks, out of which 5 blocks are in ready to move condition and 1 block is under construction. Developer said that the (CC) Completion Certificate yet to be received (around January 2020) as the total project is under construction. Can I claim deduction on interest portion of emi paid on housing loan for this year (FY 2019-20 AY 2020-21).
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Interest on home loan for property partly under construction
Replies (2)
Get a completion certificate of your the flat from a certified engineer (usually builder provides)
taking this certificate insist bankers to issue a interest certificate to claim the same for IT Purposes.
Regards
CA prem
9884343669
Thank you so much
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