Insuarance Premium Deductions

Dear Sir/Mam

Our employer providing health coverage every year and 90% of premium they are paying from their pocket and rest 10% deducting from our salary.

Shall we claim that 10% deducted as tax exemption under 80D. Do we need to submit any documents.

please help
Replies (5)
Quick Summary
This discussion explores whether employees can claim a tax exemption under Section 80D for the portion of health insurance premiums deducted from their salary. While employers typically cover 90%, the remaining 10% deduction is questioned for tax relief. It's confirmed that 80D deductions are possible if the premium receipt is in your name and you have documentary proof of your contribution, subject to the prescribed limits.

80D deduction shall be available when premium receipts is in your name, the actual amount you paid shall get deduction upto 25000 rupees
If you have the premium receipts, u can claim deduction under 80D subject yo ceiling limit of 25k or 30k as the case may be.
Okay sir, but employer will provide only health insuarance card on my name as it is GMC policy. shall i use it sir as proof
You can claim deduction but u should have any documentary proof regarding the amount of premium and the same has been borne by you.
Yes 80D can be claimed

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