Input tax credit

Corporate policyholders, who have taken general insurance, can enjoy input tax credit on the GST paid on their policies (it was available to them even under service tax). Life and health insurers will not have input tax credit as it is not available for life and health insurances (as they are for personal purposes). Even corporate policyholders with group life and health insurance for their employees will not enjoy any input tax credit.

Thanks

What Abount the raotary club fees we have to pay any gst on rcm basis

can we claim itc of gst of telephone exp. and electricity exp. of the business..there are used by the org and on the name of organisation..?