I AM RETIRED PERSON FROM PVT COMPANY.I AM 80 YEARS OLD.NOW I GOT BANK FD INTEREST AND EPF FAMILY PENSION ONLY AS INCOME FOR 31-03-25.AT THE TIME OF MY RETIREMENT I GOT EPF AND GRATUITY AMOUNT RECEIVED BY ME.MY QUERY IS FOR CALCULATION OF TOTAL INCOME MAY I TAKE AS INCOME OF MY EPF AND GRATUITY AMOUNT OR ONLY TO SHOW AS EXEMPT INCOME IN RETURN FILING.WHICH ITR FORM IS APPLICABLE TO ME FOR 31-03-25.KINDLY CLARIFY.