Income tax return defence pensioner

Sir , your pension will be termed as Uncommuted Pension ( pension payed in monthly installment instead of paying in lumpsum ) . and Uncommuted Pension of any kind of employee is fully  TAXABLE , does'nt matter he is government employee or in YOUR CASE DEFENCE EMPLOYEE or non government employee .

there is a wrong belief in defence employees or high rank one that there pension is exempt U/S 10(10A) . but it's not , see SECTION 10(10A) only exempt in FULL the COMMUTED PENSION  ( pension paid in lumpsum ) of defence employees , civil servent and some other  . which is not your case. 

however , your tax liability only arise if you total income exceeds the exemtion limit of rs 300000 (for age 60 years but not exceeding 80 years) or rs 500000 ( age 80 years or more).

your salary income will be taxed along with your pension but you can claim TDS deducted by bank . 

Thanks ankit for guiding me.One more question.TDS which are cut, are those from the fixed deposits in the bank , but these TDS are cut at the rate of 10 %. Do I need to add all my salary and the TDS and then calculate the amount of income tax, pl guide me.

Sir your tax liability will be calculated in following manner:

1. income from pension / salary

2. total interest income( interest received plus tds)

TOTAL of above two will be gross total income deduct deductions (if any ) you will get TOTAL INCOME 

calculate tax on TOTAL INCOME and  deduct TDS from tax you will get tax payable.

thanks a lot ankit

you're wellcome sir.