Income tax refund - correction in bank account details

You have to wait until the ITR process, after processing of ITR first they send refund to bank.  Once the payment not paid through bank, they may send by cheque through post as per address in PAN data.

Sir,

Being a bank employee if you can revive the account, it will be best option. But I believe as its been long & account cant be revived.

Please check your online CPC processing status. Once you get 143(1) order (you can also request the same online, but before that please change your mail ID in database)  from dept you can go to CPC refund failure status in My account head. Check whether refund is failed & if yes, provide details there. If you are not able to do the same, please take help of any CA student you may know.

As even paper return also contain your account number, you wont be able to get the same deposited in any other bank account.