| Investment | Returns | Lock-in Period | Tax on Returns |
| 5-Year Bank Fixed Deposit | 6% to 7% | 5 years | Yes |
| Public Provident Fund (PPF) | 7% to 8% | 15 years | No |
| National Savings Certificate | 7% to 8% | 5 years | Yes |
| National Pension System (NPS) | 8% to 10% | Till Retirement | Partially Taxable |
| ELSS Funds | 15% to 18% | 3 years | No |
deduction under sectin 80c
however interest is taxable
and lock-in period is 5 years
SMJ global advisors pvt ltd
New Delhi
B.Com
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