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Income Tax claim by husband on wifes expenses

18 June 2022

Is health insurance premium paid by spouse can be claimed as deduction by husband while filing itr??
(Notes: health isurance nominee is husband
wife has job but not comes under IT bracket)

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9 Replies

Eswar Reddy S (CFO- at NHTF) (58275 Points)
Replied 18 June 2022

Generally the payer of health insurance get deduction for self , spouse , children and parents.

So husband can't claim it .

If he wants to claim the deduction then support with court case law

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CA Rashmi Gandhi (Chartered Accountant) (86461 Points)
Replied 18 June 2022

Yes same can be claimed.

rama krishnan (12244 Points)
Replied 19 June 2022

Only the proposer of the policy can claim deduction under respective sections

Eswar Reddy S (CFO- at NHTF) (58275 Points)
Replied 19 June 2022

@ Anoop,

Since payer is spouse on her health . It may not be claimed as deduction for husband under section 80D just because nominee is husband .

As per my view if payment for health insurance is done by assessee for self , spouse , children and parents then only it can be claimed