Inclusions u/s 80C

Not in every FDR. There are specific schemes of FDRs in banks in which you can make investments for claiming deduction u/s80C.

 how we khow that specific schemes-i have fdr-in bank of baroda-is it applicable for u/s 80-c

This you can confirm from your bank only. Every bank has a scheme for FDR which are specifically made for Sec80C purpose. These FDRs have a lockin period of 5 years. You can not break them in between. For details you need to contact the bank. They may clarify the provisions in this respect in more details.