Hra and rent paid

can i claim both rent paid and hra allowance
Replies (25)
Quick Summary
This discussion clarifies whether you can claim both House Rent Allowance (HRA) exemption and deductions for rent paid. Generally, you can only claim one. However, there are specific circumstances, like owning a house with a mortgage in your native place while renting elsewhere for work, where claiming both might be possible. The exact amount deductible for HRA depends on rent paid, salary, and city type, while claiming rent paid as a deduction under Section 80GG has its own conditions and limits.

Hra exemption is a number which gets reduced depending on rent paid, basic salary, hra allowance, Metro or non metro city.

So it is only one exemption available for the rent.. and not two.
If you have own house in your native and paying housing loan and if you are staying in rented house and doing job in different city then you can claim both
If you own your house you cannot claim hra
Can be claimed subject to conditions
Either you can claim exemption for rent or for HRA, both exemption will not be available
If you have own house in your native and paying housing loan and if you are staying in rented house and doing job in different city then you can claim both
Quantum of hra allowance deductible depends upon the amount of rent paid. if you're not in receipt of hra, you can claim deduction towards rent paid under section 80gg subject to a maximum of 60,000. similarly, 1. actual hra received or 2. 50% of salary or 3. rent paid in excess of 10% salary, least of the above 3 can be claimed as exemption under section 10(13A)
If you have own house in your native and paying housing loan and if you are staying in rented house and doing job in different city then you can claim both

@ Eshwar Reddy you already replied same earlier on this post, now you again posting the same reply. Don't make fool of such a good platform

@ I feel others are giving wrong answer for the query.

Don't target me . Look the answer previous to this .
@ Eswar reddy. if you are mentioning about my reply, I would like to clarify that the queriest query was whether he can claim both the rent paid by him as tenant and hra received by him, as deduction. on any scenarios, one cannot claim both rent paid him and hra received by him as deduction. the precondition to claim rent paid as deduction is that he shouldn't be in receipt of hra as per section 80gg. similarly, quantum of hra allowed as deduction depends upon the rent paid him as per the condition stipulated in section 10(13a). owning house, paying house loan, residing in other city are totally irrelevant to the query under question.

No one is targeting you but you are posting repateadly wrong and senseless replies, otherwise there are number of candidates on site.

Make your own website so that it will go as per your wish
Stop these individual discussion .

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