How to pay stamp duty for joint property purchase

If you wish to claim deduction u/s. 80C of the act, better pay it separately from respective accounts...

Thanks for your prompt reply. The builder is insisting on single payment for ease of their CRM system. Can I pay to my wife the 30% and she make the whole payment? Later on if I show the transfer transaction will it be sufficient?

Yes, that can be done...       

If I am not claiming deduction can anyone pay it? If yes

The total contributions for the property has to be maintained in 70:30 ratio. Will this include stamp duty too? 
For example property value is 90 lakhs, stamp duty is 10 lakhs.

Now can my wife pay the whole 10 lakhs stamp duty? I do not claim anything u/s 80C  

Then do I have to pay 30% of 90 lakhs that is 27 lakhs, excluding stamp duty amount to show 30% ownership? Or later during payment against the unit, I have to pay 30 lakhs to make up for my part of the stamp duty amount to claim 30% ownership? So that form the total cost unit + stamp duty, I have paid 30 lakhs even though I did not pay stamp duty individually.

Originally posted by : Dhirajlal Rambhia
	Yes, that can be done...

Sir, thanks a lot for your valuable guidance. Now I am thinking what if both of us contribute proportional money by transfer to our joint A/c and pay from there to show clear record of the transaction. Is this a better option? This will be my last question. Thanks again. 

1. Yes that is also good option.

2. Generally, even if ration for stamp-duty or similar miscellaneous expenses are not maintained, then also it will not affect much, as after all it is between husband & wife.

Need to maintain the ration in agreement value, which is more important.

Best of Luck...

Thanks a lot sir for your valuable time..

U R welcome ...                  

@ Mr. Shah

Read clause Sec. 80C(2)(xviii)(d) from the attached list....

Alternatively, It can be capitalized to the cost of property.

Ok.......thanks for sharing  the said....I was really anware