Housing loan query

Dear  RS

Please talk  from Bank   how much levy interest rate dueing the F.Y. 2013-14 &  What is amount of Opening & Closing in bank statement . as Example

Fist Method

1.   Supose that EMI 3870/- p.m             3870 *12= 46440     Supose Rate of Interest is 12.5%

     Your Interest Amount is Debit 39158/- 

      Pricipal Amount should be Rs.   46440/- -39158=7282/-

2   Second Method

      Yours Opening Balance   322925/- & Closing Stock is 315643

        The Priciapal Amount is  3,22,925-315643= 7282/-

So, I Think your problem have Solved & file Easly Return.

Thanks  & Regards

Ramanuj