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Housing loan based on agriculture income.
In order to get housing loan we have to submit ITR return.But that person is having only Agriculture income which is exempted. Can bank give housing loan based on Nil return?
Replies (1)
Banks consider income for the purpose of EMI capacity of the borrower. Nil return is bcoz of the ax free income but not n Income is stii there.
In normal course bank should not have any problem in giving loan. But it is a subjective matter in the sense bank may or may not give ok to sanction
In normal course bank should not have any problem in giving loan. But it is a subjective matter in the sense bank may or may not give ok to sanction
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