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Home Loan Vs Mortgage loan

The difference about Home Loan and Mortgage loan is a very complicated thing. This choice totally is up to you and your needs. I, for example, used mortgage loan when I bought a house for my family. Than I had around one day to decide what kind of loan to take, I’ve read a lot of information from different company’s web-sited and still hadn’t understood anything. The best thing that really helped me was a web-site where is all necessary information about bank issues.

From there I’ve understood that mortgage loan has a lot of advantages comparing with home loan especially for me. There are a lot of types descriptttted in a very simple way. I’ve chosen Adjustable-rate, it was perfect for me and I’m very satisfied with my choice.

I leave the link of that useful web-site, in case you have other questions. "


 2 Replies

Ronit Roy

Ronit Roy (Propr)     20 April 2019

1. Home loans are always subsidized because of RBI regulations.

2. safety factor.

Anamika Verma

Anamika Verma   15 September 2020

As per the RBI, a home loan is subsidized. That's the main reason behind their low ROI.

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