Help me out

hi everyone ....... i am presently doing my ipcc . i passed my cpt on jan 2012 .... i failed 3 times and i have given exam forth time .. this time also i think i am not going to pass it ... i am suffering from lack of concentrtion from past two yrs and i feel very bad about this that despite being good in studies in my school days i am suffering so much ... My question to u ppl is how u ppl manage urs day today routine ... i also want to ask u about ignou course .. i went for du collage but i failed in my 2nd term ... it was an embaresment bcos my whole family consist of topper specially most of them are from ca ,mba background ..... i never thought in my life that i will suffer so much ... i used to have very strong social life with many frnds but now i am all alone .... anyways i want to ask u that am i eligibal for bcom 1yr course in ignou ??? and what should i do to my du couse ??? and how to cut admission from that ??? pls pls fellas ... pls explain me ....thank uu